Direct Gulf-access waterfront home in desirable Matlacha Isles! This recently renovated, concrete block, Key West-style residence offers 3 bedrooms + den, 3 full baths, and approx. 2,800 sq ft of living space. Enjoy immediate, bridge-free access to the Gulf from your private dock, boat lift, and seawall--perfect for boating, fishing, and island hopping. Additional features include impact doors, storm shutters, a whole-home generator, and multiple balconies with scenic canal views. A private first-floor suite with separate entrance, kitchen, living area, bedroom, and bath functions as a turn-key Airbnb apartment generating approx. $25,000/year, ideal for rental income or multigenerational living. Located just minutes from the vibrant Matlacha waterfront village, enjoy popular dining at Blue Dog Bar & Grill, Miceli's, and Bert's Bar & Grill, plus quick access to Cape Coral shopping, dining, and entertainment. Boat (2022 Scout 215 XSF) and trailer (2017 HMDE) included for sale, and furniture available as an option, making this an exceptional turn-key opportunity. With direct Gulf access, recent renovations, income potential, and a prime location, this property delivers the ultimate Southwest Florida waterfront lifestyle.